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MNK International has engineered a distinctive category of risk transfer solutions to address epidemic threats, delivering essential financial resilience mechanisms for organisations confronting biological disruption risks. Our framework integrates multidisciplinary intelligence from leading epidemiologists, statistical analysts, modelling specialists, and claims professionals to create responsive protection against infectious disease outbreaks.
The architecture of our epidemic risk solutions encompasses both undiscovered pathogens that may emerge unexpectedly and established disease vectors such as Ebola and various Coronavirus strains (excluding COVID-19/SARS-CoV-2 and its variants, which remain outside the scope of these programmes). This targeted approach provides critical non-damage business interruption protection when standard policies fail to respond.
Conventional insurance programmes typically require physical damage as a prerequisite for business interruption coverage and broadly exclude communicable disease impacts. This protection gap has historically forced organisations to retain epidemic-related financial exposures on their balance sheets—a strategy that has resulted in severe capital depletion and, in extreme cases, operational failure.
The unprecedented global disruption of recent years has fundamentally altered risk management perspectives regarding epidemic/pandemic vulnerabilities, revealing the strategic importance of dedicated risk transfer solutions for these previously underaddressed threats.
Comprehensive protection options:
Sectors this works for:
MNK International delivers sophisticated protection for companies facing intellectual property (IP) risks. Our coverage addresses legal costs associated with pursuing infringement or theft of IP, while also protecting policyholders against claims of IP infringement.
IP infringement exposures extend across patents, trademarks, copyrights, designs, domain names, and miscellaneous IP rights. Our modular approach provides flexible third-party coverage tailored to your specific needs.
Our coverage extends to legal fees, expenses and damages (including settlements) incurred in defending proceedings alleging:
We arrange life coverage for diverse client needs, from traditional employee benefits to specialised protection for high-risk occupations and unique circumstances.
MNK International provides sophisticated residual value insurance (RVI) and residual value guarantees (RVG) for aircraft, shipping, motor fleets, commercial real estate and other assets. This essential coverage protects against unforeseen loss of asset value by guaranteeing a predetermined future value.
Working closely with clients and partners, we enhance and support financing arrangements for asset-based transactions. RVI provides asset owners and financiers with certainty of declared asset value at pre-determined future dates—an invaluable tool for balancing exposures in volatile markets.
Every enquiry receives individual, case-by-case assessment to ensure future asset values are properly agreed between our clients and underwriters. Policy wordings are meticulously structured to ensure clarity in asset valuation at term conclusion, meeting expectations of all parties. Our solutions are backed exclusively by S&P ‘A’ rated (minimum) global insurance markets and banks.
Key benefits:
Who this works for:
In mergers and acquisition (M&A) transactions, buyers and sellers face potential exposures during negotiations and after completion. Despite thorough disclosure and due diligence, elements of uncertainty remain. MNK International delivers sophisticated warranty and indemnity insurance (also known as transaction liability insurance or representations and warranties insurance in North America) to facilitate transactions with confidence.
Our solutions respond to financial losses arising from breaches of warranties and tax indemnities provided in corporate transactions, particularly M&A deals. Coverage can protect either buyers or sellers, providing back-to-back protection for seller liability under SPAs by responding to buyer claims for warranty breaches or tax indemnity issues.
Strategic applications:
